If you're anything like me, you've been there: standing in Homegoods or Target, or flipping through the Frontgate catalogue, thinking, "Holy moly, I could easily spend my whole Christmas budget on decorations in one fell swoop." Each cute sparkly pillow is $30, and the best wreaths are around $50, and that really cute Christmas tree skirt is over $100... before you know it, you'd have no money left for presents!

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